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[PROMOTION] Earn 30,000 Aeroplan Points with the TD Aeroplan Visa Business Card (expired on October 31, 2014)

If you apply for the TD Aeroplan Visa Business Card before October 31, 2014, you will receive a higher than normal sign up bonus (30,000 instead of 20,000 bonus points). Below are the highlights of the credit card:

  • $149 annual fee
  • Earn 20,000 sign up bonus points after your first purchase
  • Earn 10,000 bonus points after spending $1,000 within 90 days (if you apply before October 31, 2014)
  • Earn 2 points for every $1 spent with Aeroplan partner brands and on Aeroplan’s eStore
  • Earn 1.5 points for every every $1 spent on travel and gas purchases
  • Earn 1 point for every $1 spent on all other purchases
  • Receive a complimentary first checked bag
  • Receive Priority Check-in and Priority Boarding
  • Receive 1 annual Air Canada Maple Leaf Lounge Guest Pass

If you have a business, I would strongly consider this credit card in your portfolio. The sign up bonus definitely covers the $149 fee. You will have one year to give the credit card a try before deciding whether it would be worth it to retain the credit card beyond the first year.

What I find attractive about retaining the credit card beyond the first year is that you earn 2 points for every $1 spent at Aeroplan partner brands. If you can take advantage of this benefit, then you can get a lot of value with this credit card. I am also a fan of the three additional perks: complimentary first checked bag, priority check-in and priority boarding, as well as 1 annual Air Canada Maple Leaf Lounge Guest Pass.

That being said, the perks are still quite restrictive. The complimentary first checked bag has a limit of up to 23kg (50lbs) on an Aeroplan reward flight operated by Air Canada, Air Canada Express or Air Canada rouge. The priority check-In,in and priority boarding, as well as the complimentary first checked bag only applies to the primary cardholder. The Air Canada Maple Leaf Lounge One-Time Guest Pass is only valid for same-day boarding pass for travel on an Aeroplan reward flight operated by Air Canada, Air Canada Express or Air Canada rouge.

I would say, give this credit card a try the first year, see how you feel before deciding whether to pay the annual fee a second year.

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